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innovative life












            Products & Service architecture








                 PRODUCT– En ty that combines all the Services  that Bank provides

                 to the customer (Example : Visa Gold Credit Card with AA Advantage

                 miles)



                 SERVICE– En ty that combines all the  service terms provided within this

                 service (Example: Revolving credit line with Grace period 55 days)


                 SERVICE TERMS (A ributes) – Service term provided to the customer

                 (Example : Overdue penalty  = 10 USD)



                 CONTRACT – Unique ID that links customer with the product. Contract is
                 linked with the printed and signed form of contract.

                 PRODUCTS are built in PRODUCT HIERARCHY


                 PARAMETERS INHERITANCE from SERVICE to PRODUCT level and within the

                 product hierarchy



















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