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                      Dynamic Currency Conversion










                                                                                    Electronic & Mobile
                    ATM/Kiosk                               POS                            channels


           DCC (Dynamic Currency               DCC (Dynamic Currency            DCC (Dynamic Currency
           Conversion)                         Conversion)                      Conversion)


          4 currency types supported for internal processing:

          •     Account currency
             •  Transac on
                             currency
             •  BIN currency
          •     System currency



            Conversion      Details
            Type

            During          Depending on the BIN, account and transac on currency codes   Ariana is capable of performing

            authoriza on    online dynamic currency conversion during authoriza on process. The reversals (full and par al) are
                            performed  using currency conversion rate for the original transac on that is taken from the history.

            During financial     Ariana Back Office is capable of performing currency conversion during processing of financial

            processing      transac on (presentments) from interna onal payment schemes. The algorithms take into account
                            currency conversion rate history that is managed by Ariana  .

            During online      Ariana is capable of calcula ng online fees on original amounts in different currencies. The fees



            fee calcula on  are calculated based on currency conversion rates managed by Ariana or external module.

                            Ariana keeps all the history for currency conversion rates.








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