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innovative life












             Stand-in processing (STIP)












              On-line Host transac on can be automa cally switched to STIP
                   when:

              •    Host connec on is down


              •    Transac on response  meout exceeded
              •    Number of transac ons without response exceeded





                            On-line delivery            ArianaSwitch                 Core Banking System/
                              channels                                                Card management
                                                                                          system




             During STIP authoriza on process ArianaSwitch can use:

             •     Downloaded Balances File

             •     Limits with Stand-in flag




















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