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innovative life












                      Ariana Mul  Ins tu on for Issuing








                                          Ins tu on
                                Ins tu on
                      Ins tu on

                                        Agent 12

                                                     Agent 121
                                                                       Agent 1211
                                                     Agent 122
                                                                            •   6 levels
                                        Agent 13
                                                                            •   Institu on Data shown
                                                     Agent 131
                                                                                only to the users
                                                                                belonging to it
                                       Agent 11
                                                                            •   It is possible to have
                                      Customer                                  “supervisors” able to

                                                                                see all or group of
                                                                                institu ons
                            Cardholder 1      Cardholder 2
                                                                            •   Branches and sub-
                                                                                branches
                 Local 1                Local 2               Local 3       •   Many-to-many

                                                                                rela onship

               Account 1      Account 2        Account 3      Account 4     •   Perfectly fits cross-
               (Checking)     (Microloan)      (Loyalty)       (Savings)        country requirements











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